Every salaried Indian is losing money to taxes right now.
Not because the rules are unfair. Because nobody told you the rules.
No PAN. No salary slip. No CA fees.
Not a rupee more.
Most salaried Indians have never read a single line of the Income Tax Act.
That's not laziness. The system was never designed to be understood.
Budget 2025 raised the tax-free limit to ₹12 lakh. Your CA still filed the same return they did in 2019.
The rules changed. The advice didn't.
Section 80C alone lets you save ₹46,800 a year. The average person uses 40% of it.
The rest goes quietly to the government.
The ITR portal lists 40+ deduction fields. There is no explanation next to any of them.
It's almost like they're not rooting for you.
“The new tax structure will substantially reduce the taxes of the middle class and leave more money in their hands.”
— Nirmala Sitharaman
She wasn't wrong. She just didn't say which form to fill.
Three minutes.
Four things. Done.
Answer 7 questions.
Your salary range. Whether you pay rent. What you've invested. That's it. No PAN number. No login. No uploading documents.
Not a rupee more.
See your number.
ARTH runs both tax regimes in real time and shows you exactly how much you're leaving behind — as a rupee figure, not a percentage.
Understand why.
Each gap is explained in plain language. Section 80C. Section 80D. HRA. NPS. What it means, what you're missing, what it costs you.
Do something about it.
A prioritised action plan with deadlines and direct links — to ELSS platforms, NPS, insurance, the ITR portal. Not just information. Direction.
Not a rupee more.
The deductions that
most people ignore.
These aren't loopholes. They're written into the Income Tax Act. The government put them there. Most people just don't know.
ARTH checks all of these against your profile. Automatically.
How much are you leaving behind?
At ₹18 lakh, most people leave about
₹95,000
unclaimed every year.
Your exact number takes 3 minutes. Not a slider.
Your data doesn't go anywhere.
We built ARTH to be the thing we wished existed when filing our own returns.
No PAN required.
ARTH never asks for your PAN, Aadhaar, or any document. Your tax gap is calculated from section-level inputs only — not your identity.
Nothing leaves your phone.
All calculations happen on-device. Your income, your deductions, your profile — none of it is transmitted to any server during the gap calculation.
Built for FY 2025-26.
Finance Act 2025 compliance. New regime slabs, ₹75K standard deduction, ₹12L rebate threshold — everything is up to date, including the 87A rules most people get wrong.
Not a CA. Not a chatbot.
ARTH doesn't give advice. It finds gaps. Then it gives you the tools to act on them yourself. You stay in control.
Rishav Dewan
Founder, ARTH · Professional Rupee Rescuer · Making taxes make sense since 2025
“Watched my dad come home confused after a CA appointment, holding a bill for ₹4,000 and still not knowing if he'd paid too much tax. That was it for me.”
I built ARTH because I got tired of smart, hardworking people losing money to a system that never explained itself. Not a CA, not a finance bro — just someone who thought this problem was too annoying to ignore. ARTH is the tool I wish had existed the first time I stared at an ITR form and had no idea what I was doing.
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