Act I · Paycheck · Step 03 of 10
Ask for it. With the paperwork already attached.
The offer letter, the payslip and the bank credit should agree. When they don't, ARTH shows you the gap and builds the claim pack.
- Cross-checks
- Offer · payslip · bank SMS
- Produces
- A claim pack you can send
- Sends
- Only what you send yourself

Most unpaid money is not stolen. It is unasked for.
The ask is embarrassing when you are not certain. So most people never make it.
A window closes. An allowance is reclassified in a payroll migration and nobody mentions it. There is rarely a villain - just a spreadsheet, a process, and nobody on your side checking.
Offer letter · Signed 12 Jan
₹45,920
Promised monthly net
Payslip · March
₹45,920
Parsed on your phone
Bank SMS · 28 Mar
₹45,920
Salary credit
3 sources agree.
When they don't, ARTH shows you the gap instead of picking a winner.
ARTH brings the certainty. You do the asking.
You need the offer line, the payslip line and the bank credit in front of you before the message feels fair to send. That is an evening. ARTH makes it a minute.
From a suspicion to a claim you are confident sending.
Five steps. The two that commit you to anything are yours.
- 01The engine
Three sources are held against each other.
Promised net, payslip net, bank credit. Agreement is the boring case, and the boring case is most months.
- 02On your phone
A disagreement is shown as a disagreement.
All three figures, the difference, and the month it started. You are the one who remembers March.
- 03You
You decide it is worth claiming.
Some gaps have an explanation you already know. Dismissing one is a real action, not a workaround.
- 04The engine
The claim pack assembles itself.
One page: the offer line, the payslip line, the receipt. All from documents you already confirmed.
- 05You
You send it, and you track it.
You send the pack, then mark it raised, paid or dropped - so next month knows what is still open.
What ARTH goes looking for.
This runs against every month you confirm, not once at setup.
- Unclaimed reimbursements
- What your offer letter grants and no payslip has paid, with the window it expires in.
- Missing components
- A line that ran for six months and stopped. Flagged at the month it vanished, not averaged away.
- Short credits
- A credit short of the payslip's net pay, checked against attendance and loss-of-pay days first.
- Pending money
- Arrears, joining bonus and variable pay - tracked as owed, never counted as received.
- TDS mismatch
- Payslip TDS against the Form 16 total, so a mismatch surfaces before filing season.
- Claim status
- Raised, paid or dropped, per claim - so an old ask never resurfaces as a new discovery.
What we promise.
This is the chapter a product could most easily overreach in, so it carries the firmest promises.
Every message to your employer comes from you. No integration, no auto-send, no draft sent on your behalf.
You represent yourself. ARTH is a workspace, not a legal service.
A gap is a difference between records you supplied - described as exactly that, never as an accusation.
Figures, not forecasts. Nowhere does ARTH promise you a recovery or a refund.
The money is already yours. This is just the asking part.
Controlled Android beta · Tax Year 2026-27 · Income-tax Act, 2025