Trust is part of the interface.
Not a bank, a lender, a broker or a filing service. Here is exactly how your payslips, SMS and documents are handled.
How your data is handled.
SMS parsing happens on your phone. Personal messages stay unread.
Categorisation gets the smallest useful input - merchant text first, digits and amounts stripped.
Documents, PAN data, device tokens and account data are encrypted at rest.
Your corrections sit in an override layer that a re-scan cannot erase.
Privacy settings are yours to inspect, and scoped data is yours to delete, any time.
Seven lines that hold.
Held on purpose. Not a gap waiting for a roadmap.
Your bank login stays with your bank.
No investment recommended to you, and none bought for you.
No credit scoring, and no lender at the end of a funnel.
Every claim to your employer is sent by you.
You file where you already file. ARTH represents you to nobody.
A guide for this product, not an “ask anything” bot.
Figures and dates, never a promised outcome.
Delete your data.
Scoped, visible and permanent: your tax and paycheck data goes, your login stays. Full legal detail lives in the privacy policy.